Cash Advances Online
*Direct Lender For Online Payday Loans, Bad Credit is Ok!
*Funds Direct Deposited Into Bank Accounts Within Hours
*Online Payday Loan Lender Since 1998
*Peer to Peer Lending Network
*Larger Loan Amount $1,000 to $25,000
*Fixed Terms and Multiple Lenders
Trusted Payday – Short Term Loans
What is a Short Term – Bad Credit – Loan Provider: $1000.00
Traditional lending institutions place a lot of emphasis on credit worthiness, so how about all those people who have less than good credit, what can they do? They need to find alternative loan providers that don’t necessarily look at credit as a factor for lending money.
The Short Term Alternative Lender
Payday loan companies – maybe you’ve already heard about these folks. It’s not that payday loan companies have not been around for a while, they have but the popularity of these lenders has increased in demand because of the unusual economic climate. The term “payday loan” is synonymous with short-term lending. Where banks can take weeks to approve a short-term loan, payday loan companies can process and approve a loan in hours.
Bad Credit: The other factor that differentiates a bank from a payday loan is credit. Now there are some banks that specialize in short-term, bad credit loans, but payday loan companies don’t even consider credit – good or bad – in their approval system.
What Does it Take to Get a Payday Loan?
The criteria is pretty simple: If you’re 18 years or older, have a checking account, and make over $800.00 a month, then approval is almost guaranteed. And these days the checking account requirement is being relaxed so that it’s not even needed. The only thing that could cause a problem would be any outstanding debt that would hinder your ability to pay back the loan.
The $1000.00 Limit: These short-term lenders usually cap the amount they lend at around $1500.00. Some lenders are increasing these limits to $2500.00, but typically $1500.00 is what you will find most lenders max out at.
Repayment Terms: When we say “short-term,” we’re generally talking about two weeks, the average time between paydays. Thus comes the term “payday loans.” Many times the borrower cannot pay the full amount of principal/interest due, and in these cases a borrower can ask for an extension. At this point all they have to pay is the interest owed and the loan will be extended for another two week period.
Loan Processing Time: As mentioned, payday lenders are not concerned about your credit score, they’re more concerned about your ability to pay the loan back. The Internet has made the whole process a lot quicker and easier to do online. Filling out the application should take no longer than 20 minutes. Once this is done the lender will go through the verification process and have an answer within an hour or two. This can even be quicker depending on the number of applications in their system. Once approved, the money will be wired to your bank within 24 hours – it’s that easy.
Payday lenders compensate themselves for risk by charging higher than normal interest rates. This is the reason it’s considered a short-term loan, you don’t want to drag out a loan of this nature for months and months.
Short Term and Emergency Loans Online – (Payday Advances, Hard Money Lenders, Personal Loans, Cash Advance Loans, Car and Auto Title Loans) are generally available in these states
Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming
We match you to peer to peer lenders, payday loan lenders, personal loan lenders, hard money and cash advance loans in these major metro markets:
Austin, Baton Rouge, Biloxi, Birmingham, Charleston, Chicago, Dallas, Detroit, Flint, Gary, Gulfport, Houston, Indianapolis, Kansas City, Los Angeles, Louisville, Lexington Las Vegas, Memphis, Miami, Minneapolis, Mobile, Nashville, New Orleans, Oklahoma City, Portland, Reno, San Diego, San Francisco, Seattle, Tampa, Tulsa
Disclosures – **The operator of this website is not a direct lender, loan provider or bank. Information presented on this website does not constitute an offer to lend or provide a financial loan offer. Providing your information does not guarantee you to receive a payday loan, cash advance loan or lending commitment . The operator of this website is not a direct lender, broker or agent. The operator of this website may receive a marketing referral fee from direct payday loan providers. Not all lenders provide loans above $500 and we encourage you to visit your resident state to review individual loan restrictions pertaining to rates, fees and terms. State guidelines, rates, fees and disclosures are subject to change at any time. Payday loans are an expensive form of financing, and you are encouraged to review alternative lending options with a bank or credit union. **